Last updated January 19, 2025

Privacy Policy

Fleet Foot Capital LLC, its affiliate, subsidiary, and parent companies (collectively referred to as “Fleet Foot”), understands that you care about how we collect, use, and share information when you interact with our websites, social media sites and handles, email, and online services (our “Services”), and we value the trust you place in us.

This Privacy Policy explains:

  • The types of information we collect through our Services.

  • How we use and protect that information.

  • The types of information we may share with others and under what circumstances.

  • The choices you have regarding our collection, use, and sharing practices.

  • Details regarding the use of third-party cookies and other tracking technologies.

This Policy applies when you interact with us through our Services. It also applies anywhere it is linked.

It does not apply to non-Fleet Foot websites and mobile applications that may link to the Services or be linked to from the Services. Please review the privacy policies on those websites and applications directly to understand their privacy practices.

Information We Collect

  1. Information You Give Us

Some of our Services may permit you to enter contact information and other information about you. We collect and store any information you enter on our Services. This includes:

  • Contact and demographic information.

  • Email address information when subscribing to our email newsletters.

  • Any information or data you provide by interacting in our online forums and chatrooms, or by commenting on content posted on our Services. (Please note that these comments are also visible to other users of our Services.)

  • Information you provide when you complete a survey or participate in a contest or sweepstakes.

  • Information you submit to inquire about or apply for a job with us.

  • If you contact us, we may keep a record of that correspondence and any contact information provided.

  1. Information We Collect From Other Sources

We may also receive information about you from other parties, such as:

  • Contact information and demographic information.

  • Information about your credit history from credit reporting agencies.

  • Information about your interests, activities, and employment history from social networks and other places where you choose to share information publicly.

  • Information about your interaction with advertisements on our Services, or ads that we place on third-party websites, from online advertising companies.

If you decide to invite others to the Services, we will collect the other person’s names, email addresses, and/or phone numbers in order to follow up with that person.

You agree that you will obtain the other person’s consent before giving us their contact information and that you will not send us the contact information of a minor.

  1. Information We Collect Automatically

When you interact with the Services, we collect certain information about your use of our Services automatically. This includes:

  • Analytics about your interaction with our Services, including traffic data, location data, weblogs, and other communication data, the resources that you access, and how you reached our Services.

  • Details regarding the device you use to access our Services, including, but not limited to, your IP address, operating system, and browser type.

  • Information about how you interact with our ads and newsletters, including whether you open or click links in any correspondence.

  • Information that you make available to us on a social media platform (such as by clicking on a social media icon linked from our Services), including your account ID or username and other information included in your posts.

Cookies and Other Tracking Technologies

We use cookies and other technologies to provide features on our Services. Fleet Foot relies on partners to provide many features of our sites and Services using data about your use of Fleet Foot and other sites.

We also partner with other companies that use these technologies to collect information about your use of our Services and your interaction with advertisements served on our behalf.

The types of cookies and tracking technologies our partners use can be categorized as:

  • Analytics: These technologies help us to understand how visitors interact with our Services by collecting and reporting information about how you and your device interact with the Services.

  • Personalized Advertising: These technologies allow us to serve relevant advertising to you on other websites or apps.

  • Social Media: These technologies allow us to provide a user experience that is integrated with various social media platforms.

Partners and Information Use

Below is a list of partners we work with, including links to their policies and options for managing your information.

Combination of Information

We may combine information collected through our Services with other data from our business records.

How We Use Your Information

We may use the information we collect about you for the following purposes:

  • To provide you with our products and services, including to take steps to enter into a contract for sale or for services, process payments, fulfill orders, send service communications, and conduct general business operations such as accounting, recordkeeping, and audits.

  • To give recommendations, deliver personalized marketing and advertising to you about our products and services, and to enable additional features on our Services and to provide you with a personalized service.

  • To provide you with the best service and improve and grow our business, including to understand how our Services are being used, understand our customer base and purchasing trend, understand the effectiveness of our marketing, and develop new products and services.

  • To deliver tailored advertising on our Services based on your preferences or interests across services and devices and measure the effectiveness of ads.

  • To protect and secure our Services, assets, network, and business operations, and to detect, investigate, and prevent activities that may violate our policies or be fraudulent or illegal.

  • To comply with legal process, such as warrants, subpoenas, court orders, and lawful regulatory or law enforcement requests and to comply with legal requirements regarding the provision of products and services.

How We Secure the Information We Collect From or About You

We use a combination of physical, technical, and administrative safeguards to protect the information we collect through the Services. While we use these precautions to safeguard your information, we cannot guarantee the security of the networks, systems, servers, devices, and databases we operate or that are operated on our behalf.

How We Share Your Information

We share information as follows.

Service Providers: We engage vendors to perform functions on our behalf, and they may receive information about you. These vendors are obligated by contract to use information that we share only for the purpose of providing these services. The business functions our vendors support include: billing and collection; auditing and accounting; professional services; analytics services; security; IT; and marketing emails.

Social Media Platforms: If you interact with us on social media platforms, the platform may be able to collect information about you and your interaction with us. If you interact with social media objects on our Services (for example, by clicking on a Facebook “like” button), both the platform and your connections on the platform may be able to view that activity. To control this sharing of information, please review the privacy policy of the relevant social media platform.

Online Advertising Partners: We partner with companies that assist us in advertising about our Services to others who may be interested in the Services. These companies may use tracking technologies on our website to collect or receive information from the Services and elsewhere on the internet and then use that information to measure and target ads.

Corporate Affiliates: We share data with other members of our group of companies.

Business Partners: We share data with Affiliates and business partners who may sell services of interest to you.

Government Entities: We may also share data when we believe in good faith that we are lawfully authorized or required to do so to respond to lawful subpoenas, warrants, court orders, or other regulatory or law enforcement requests, or where necessary to protect our property or rights or the safety of our employees, our Clients, or other individuals.

Potential Purchasers of Our Business: We may change our ownership or corporate organization while providing the Services. We may transfer to another entity or its affiliates or service providers some or all information about you in connection with, or during negotiations of, any merger, acquisition, sale of assets or any line of business, change in ownership control, or financing transaction. We cannot promise that an acquiring party or the merged entity will have the same privacy practices or treat your information the same as described in this Policy.

We may use and share at our discretion data that has been aggregated (information that has been compiled into summaries) or de-identified (information that has been stripped of all unique identifiers such that it cannot be linked to a particular individual).

Cross-border Transfer of Data

If you use our Services outside of the United States, you understand that we may collect, process, and store your information in the United States and other countries. The laws in the United States regarding information may be different from the laws of your country. Any such transfers will comply with safeguards as required by relevant law. By using the Services, you consent to the collection, international transfer, storage, and processing of your data.

Your Options and Rights Regarding Your Information

Your Account: Please log in to your Fleetfoot Capital account to update your contact information.

Email Unsubscribe: If at any time you would like to unsubscribe from receiving future emails, you can click the unsubscribe link at the bottom of any email newsletter, or email us at opt-out@Fleetfootfinancial.com and we will promptly remove you from all correspondence.

Ad Choices: You can learn more about ad serving companies and the options available to limit their collection and use of your information by visiting the websites for the Network Advertising Initiative, the Digital Advertising Alliance, and the European Interactive Digital Advertising Initiative. Similarly, you can learn about your options to opt out of mobile app tracking by certain advertising networks through your device settings and by resetting the advertiser ID on your Apple or Android device.

Please note that opting out of advertising networks services does not mean that you will not receive advertising while using our Services or on other websites, nor will it prevent the receipt of interest-based advertising from other companies that do not participate in these programs. It will, however, exclude you from interest-based advertising conducted through participating networks, as provided by their policies and choice mechanisms. If you delete your cookies, you may also delete your opt-out preferences.

Most web browsers automatically accept cookies but, if you prefer, you can usually modify your browser setting to disable or reject cookies. If you delete your cookies or if you set your browser to decline cookies, some features of the Services may not be available, work, or work as designed. You may also be able to opt out of or block tracking by interacting directly with the other companies who conduct tracking through our Services.

Your browser or device may include “Do Not Track” functionality. We are not able to receive or honor signals or preferences from your web browser at this time, such as Do Not Track or private browsing mode. Instead, you can use the range of other tools to control information collection and use, including the cookie, analytics, and advertising controls described above.

Your California Privacy Rights

California Shine the Light
Residents of the State of California have the right to request information from Fleetfoot regarding other companies to whom the company has disclosed certain categories of information during the preceding year for those companies’ direct marketing purposes. If you are a California resident and would like to make such a request, please email info@Fleetfootfinancial.com or write to us at Fleetfoot Capital, 1385 Broadway, 15th Floor, New York, NY 10018.

California Consumer Privacy Act
The California Consumer Privacy Act (“CCPA”) provides California residents with rights to receive certain disclosures regarding the collection, use, and sharing of information about them, as well as rights to know/access, delete, and limit sharing of personal information. You have the right to be free from discrimination based on your exercise of your CCPA rights.

To the extent that we collect personal information that is subject to the CCPA, that information, our practices, and your rights are described below.

Notice at Collection Regarding the Categories of Personal Information Collected
You have the right to receive notice of the categories of personal information we collect, and the purposes for which we use personal information. You also have the right to know about the sources of the personal information and to whom it is disclosed or sold. The categories we use below to describe personal information are those enumerated in the CCPA.

Entities to whom we disclose information for business purposes are service providers, which are companies that we engage to conduct activities on our behalf. Service providers are restricted from using personal information for any purpose that is not related to our engagement.

Entities to whom we “sell” information are third parties. Under the CCPA, a business “sells” personal information when it discloses it to a company for monetary or other benefit. A company may be considered a third party either because the purpose for its sharing of personal information is not for an enumerated business purpose under California law, or because its contract does not restrict it from using personal information for other purposes.

We collect this personal information from the sources described in the Information We Collect section above for the purposes described in the How We Use Your Information section, also above.

Data Categories and Disclosure List

  • Personal Identifiers

    Collected: Name, contact details, social media handles, SSN, driver’s license, passport, etc.

    Disclosed to: Service Providers

    Sold to: Advertising partners

  • Payment Information

    Collected: Payment card details, bank account information

    Disclosed to: Service Providers

    Sold to: Not Sold

  • Protected Classifications

    Collected: Age, gender, race, ethnicity, disability status, sexual orientation

    Disclosed to: Service Providers

    Sold to: Not Sold

  • Commercial Information

    Collected: Transaction data, billing records

    Disclosed to: Service Providers

    Sold to: Not Sold

  • Geolocation Information

    Collected: Coarse location (ZIP code, IP address)

    Disclosed to: Service Providers, Advertisers

    Sold to: Not Sold

  • Internet Activity

    Collected: IP address, cookies, tracking pixels, and interaction data

    Disclosed to: Service Providers, Advertisers

    Sold to: Not Sold

  • Professional or Employment Information

    Collected: Employment history, current employer

    Disclosed to: Service Providers

    Sold to: Not Sold

  • Education Information

    Collected: Level of education, education history

    Disclosed to: Service Providers

    Sold to: Not Sold

We do not collect any medical or health information about you, biometric information, your precise location data, or your image or any thermal, olfactory, or similar information.

Personal information may be disclosed in additional, more limited circumstances, as described in How We Share Your Information above.

Right to Opt Out of Sale of Personal Information to Third Parties

You have the right to opt out of any sale of your personal information by Fleetfoot Capital to third parties. However, we do not engage in any disclosures that would be considered sales of data under the CCPA.

Right to Know and Request Access to and Deletion of Personal Information

You have the right to request access to personal information collected about you and information regarding the source of that personal information, the purposes for which we collect it, and the third parties and service providers with whom we share it. You also have the right to request in certain circumstances that we delete personal information that we have collected directly from you. We may have a reason under the law why we do not have to comply with your request, or why we may comply with it in a more limited way than you anticipated. If we do, we will explain that to you in our response.

How to Submit an Access or Deletion Request

You may submit a request to exercise your rights to know/access or delete your personal information through the following means:

(1) By filling out a Consumer Data Request Form available here.

(2) By calling us at 855-326-8523

You may authorize another individual or a business registered with the California Secretary of State, called an authorized agent, to make requests on your behalf through these means.

Verification Procedures

In order to process your request to know/access or delete personal information we collect, disclose, or sell, we must verify your request. We verify your identity by asking you to provide personal identifiers we can match against information we may have collected from you previously and confirm your request using the email, or telephone account stated in the request.

We will not use personal information we collect in connection with verifying or responding to your request for any purpose other than responding to your request.

Special Information for Job Applicants

When you apply for a job with Fleetfoot Capital we collect certain information about you as outlined in this Policy. Information may be collected about you in multiple ways: you may provide it to us in connection with your application; we may make observations in the application process or collect information from public information sources; or you may authorize us to collect information from other sources, such as a former employer or reference. In certain circumstances, you may submit your application for employment through a third-party service that displays our job posting. We do not control the privacy practices of these third-party services. Please review their privacy policies carefully prior to submitting your application materials.

Our full applicant policy is available here.

Special Information for Nevada Residents

Residents of the State of Nevada have the right to opt out of the sale of certain pieces of their information to other companies who will sell or license their information to others. At this time, Fleetfoot Capital does not engage in such sales. If you are a Nevada resident and would like more information about our data sharing practices, please email Customer Service at customerservice@FleetFootfinancial.com.

Changes to This Policy

We may make changes to this Policy from time to time. The “Effective Date” at the top of this page indicates when this Privacy Policy was last revised. We may also notify you in other ways from time to time about the collection, use, and disclosure of your personal information described in this Policy.

Terms of Service

Jump to Privacy Policy

Last updated January 19, 2025

Welcome to the Fleet Foot Capital ("Fleet Foot Capital") website. Fleet Foot Capital offers flexible, working capital solutions to small businesses in need of financing to sustain or grow their enterprise, including small business loans, purchase and sale of future receivables, and related services ("Service"). By accessing and using this site, you agree to each of the terms and conditions set forth herein ("Terms of Use"). Additional terms and conditions applicable to the specific areas of this site are posted throughout the site and, together with these Terms of Use, govern your use of these areas, content and/or transactions. Fleet Foot Capital reserves the right to update the content of its website, including the Terms of Use, at any time without prior notice.

Your use of the site constitutes your agreement to follow and be bound by the terms and conditions of the site, as well as these Terms of Use, as modified. You are encouraged to review the website and these Terms of Use periodically for updates and modification

1. COPYRIGHT AND TRADEMARK

Unless otherwise noted, all materials on this site are protected as the copyright, trade dress, trademarks and/or other intellectual properties owned by Fleet Foot Capital and/or its subsidiaries and affiliates or by other parties that have licensed their material to Fleet Foot Capital.

Fleet Foot Capital’s marks on this site represent some of the marks currently owned or controlled in the United States. The display of these marks and of notices associated with these marks is not intended to be a comprehensive combination of all of Fleet Foot Capital’s proprietary ownership rights and Fleet Foot Capital may own or control other proprietary rights in one or more countries outside of the United States. You may not reproduce, redistribute or otherwise use any materials without the express written consent of Fleet Foot Capital or rights not exclusively granted are reserved.

2. PRIVACY AND SECURITY

For an explanation of Fleet Foot Capital’s practices and policies related to the collection, use and storage of online visitors’ information, please read our Privacy Policy. The Privacy Policy may be updated from time to time at our discretion. Changes will be effective upon posting to the Website and are hereby incorporated into this Agreement.

3. WARRANTY DISCLAIMER & LIMITATION OF LIABILITY

You agree that your use of the website and services shall be at your sole risk. Except as otherwise expressly stated with respect to our products, all contents of this site are offered on an "as is" basis without any warranty whatsoever, either express or implied. Fleet Foot Capital makes no representations, express or implied, including, without limitation, implied warranties of marketability and fitness for a particular purpose.

Fleet Foot Capital makes no warranties or representations of any kind that the services provided by this website or any link site will be uninterrupted, error-free or that the site or server that hosts the site are free from virus or other forms of harmful computer code or other harmful components, or that defects will be corrected even if Fleet Foot Capital is aware of them.

In no event shall Fleet Foot Capital, its officers, members, directors, employees, or agents, be liable to you for any direct, indirect, incidental, special, punitive, consequential damages, or attorneys’ fees arising out of or relating to these terms, access to, use of, or the operation of any site, any of the site content, or user content. Your sole and exclusive remedy and Fleet Foot Capital’s sole and exclusive liability to you for any reason shall be for you to discontinue your access to or use of the site. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.

In the event State law does not allow the exclusion or limitation of liability for consequential or incidental damages, Fleet Foot Capital’s liability shall be limited and warranties are excluded to the fullest extent permitted by law, but shall in no event exceed $100.00.

You agree that any cause of action arising out of or related to Fleet Foot Capital, any website, or any website content or user content must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

4. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Fleet Foot Capital, its affiliates, and partners, including without limitation, Fleet Foot Capital’s service providers and banks—and their respective officers, directors, employees, agents, and representatives—from and against all losses, expenses, damages and costs including reasonable attorneys’ fees, for any claims, causes of actions, procedures or allegations arising out of or relating to any violation of these Terms of Use, your use of the website, website content, or user content (including but not limited to infringement of third parties’ worldwide intellectual property rights or negligent or wrongful conduct) by you or any other person accessing any website on your behalf. Fleet Foot Capital reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to defense by you.

5. UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these Terms of Use. You may not use the Services in any manner that could damage, disable, overburden, or impair the Fleet Foot Capital website or interfere with any other parties’ use and enjoyment of the Services. You may not attempt to gain unauthorized access to any Services, computer systems or networks connected to any Fleet Foot Capital server or to any of the Services through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through these Services.

6. EXTERNAL LINKS

Links to other websites do not imply an endorsement of the materials disseminated at those websites, nor does the existence of a link to another site imply that the organization or person publishing at that site endorses any of the materials at this site. Links to other websites are provided by Fleet Foot Capital as a convenience to its users. Fleet Foot Capital is not responsible for the materials contained in any website linked to this site. Please be advised that third-party websites may have different terms of use and privacy policies.

7. AUTHORITY

Use of the Services is void where prohibited. By using the Services, you represent and warrant that (a) all application information you submit is truthful and accurate; (b) you will maintain the accuracy of such information; (c) you are 18 years of age or older; (d) your use of the Services does not violate any applicable law or regulation; (e) you are authorized on behalf of the company whose name you have entered to apply for business financing. Your profile may be deleted and your Membership may be terminated without warning if we believe, in our sole discretion, that you are in violation of any Terms of Use.

You understand and agree that Fleet Foot Capital and our agents and assignees are authorized to contact third parties to conduct background checks and other investigative reports and make credit report inquiries (including requesting business and personal credit bureau reports from credit reporting agencies and other sources) or for any other lawful purpose, and that Fleet Foot Capital has the authority for the foregoing in connection with any update, renewal, or extension of the credit to the company on whose behalf you are applying for credit. Upon your written request, we will advise you if we obtained a credit report. You understand and agree that Fleet Foot Capital is making no commitment or guarantee that any product, evaluation, or guidance provided by Fleet Foot Capital will result in an approval for funding.

8. ACCOUNT SECURITY

Customer Duty – You agree to keep confidential all passwords, user IDs, IP addresses and other account identifiers and are solely responsible for any liability or damages resulting from your failure to maintain that confidentiality. You are solely and fully responsible and liable for all activities that occur under your Fleet Foot Capital account, password, user ID or IP address. You agree to:

(a) Immediately notify Fleet Foot Capital if you suspect any breach of security such as loss, theft, public use (unrestricted, open, communal or shared use by third parties unrelated and/or not affiliated with the customer either for profit or not-for-profit) or unauthorized disclosure or use of your Fleet Foot Capital account, password, user ID or any credit or charge card numbers provided to Fleet Foot Capital by calling (877) 419-3568;

(b) Ensure your exit from your account as applicable at the end of each session; and

(c) Periodically change your password.

Account Access – You authorize Fleet Foot Capital to provide information about and make changes to your Fleet Foot Capital account including adding new services on the direction of any person able to provide information we deem sufficient to identify you.

Assumption of Risk – There is a risk that other(s) may attempt to access your services, such as through the internet or connected networks. You acknowledge this risk is inherent to the shared nature of the services and you agree to take full responsibility for taking adequate security precautions and safeguarding your data.

9. ELECTRONIC COMMUNICATIONS

By using parts of this website, or sending e-mails to Fleet Foot Capital, you agree to receive communications from us electronically, and that all agreements, notices, disclosures and other communications that we, our affiliates, partners or independent contractors provide to you electronically satisfy any legal requirement that such communication be in writing and are effective immediately.

You have the right to withdraw your consent to receive disclosures and submit information electronically. You may withdraw your consent by contacting the Company in writing. If you choose to withdraw your consent, you will not be able to make any requests through our website. If you have a pending request on our website, we will terminate it and remove it from our system. If you have already received funding, all previously agreed to terms and conditions will remain in effect, and we will send disclosures to your verified business address provided during registration.

You may obtain a free copy of your electronic application by contacting the Company in writing at 1385 Broadway, 15th Floor, New York, NY 10018 or by telephone at (877) 419-3568.

10. TELEPHONE COMMUNICATIONS

You hereby expressly consent to receiving calls and messages, including auto-dialed and pre-recorded message calls and SMS messages (including text messages) from Fleet Foot Capital, its affiliates, marketing partners, agents and others calling at Fleet Foot Capital’s request or on its behalf, at any telephone numbers that you have provided or may provide in the future (including any cellular or mobile telephone numbers). Your cellular or mobile telephone provider will charge you according to the type of plan you carry. You may opt out of receiving calls and marketing from Fleet Foot Capital and its affiliates, marketing partners, agents and others as provided in the Privacy Policy or by contacting us directly.

11. GOVERNING LAW AND FORUM

Jurisdiction – Any dispute arising from these terms shall be resolved exclusively in the State and Federal Courts of the State of New York. Furthermore, these terms and the interpretation, performance and enforcement of your and Fleet Foot Capital’s rights and duties shall be construed in accordance with the laws of the State of New York except for the conflict or choice of law principles thereof.

12. FEEDBACK AND SUBMISSIONS

You agree you are and shall remain solely responsible for the content of any submissions you make and you will not submit material that is unlawful, defamatory, abusive or obscene. You agree that you will not submit anything to the site that will violate any right of any third party, including copyright, trademark, privacy or any other personal or proprietary rights.

13. FORCE MAJEURE

Fleet Foot Capital shall not be liable for any failure or delay in performance due in whole or in part to any cause beyond the reasonable control of such party or its contractors, agents or suppliers, including but not limited to utility or transmission failures, power failure, strikes or other labor disturbances, acts of God, acts of war or terror, floods, sabotage, fire, natural or other disasters.